ThanksRomy
The product, in full

The whole product. One CFO that thinks together.

Today steers, Romy reasons, Docs produces, Watch observes, Growth supports. Each module feeds the next, so your finance is no longer a stack of tools, but one intelligence.

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Today
Daily steering
Romy
Conversational CFO
Docs
Document generation
Watch
Morning brief
Growth
Human support
The architecture

A chain, not a toolbox.

Information flows. Watch feeds Romy, Romy feeds the documents, and it all prepares the Growth support. Nothing is re-entered twice.

Source
Watch
Market signals, competition, investors.
Brain
Romy + Today
Reads, computes, reasons, recommends.
Output
Docs
Pitch, business plan, market, competition.
Human
Growth
Review, certification, dedicated SBL CFO.
01 · Today

Your whole situation, on one screen.

The morning dashboard: KPIs, runway, watch, investor and competitor tracking. The essentials before your first meeting.

Real-time KPIs & runway
Built-in market watch
Investor & competitor tracking
What Romy sees this morning
Runway
5.8 months
Monthly burn
310,000 MAD
MRR
240,000 MAD

Illustrative example. Figures in your currency, not converted to euros.

02 · Romy

A CFO that answers, for real.

Conversation, decision support, quantified and sourced analysis. Romy reasons on your file and brings you to the next action.

Quantified, sourced answers
Scenarios: hiring, raise, runway
A concrete next action
“Can I hire a senior dev?”
Gross salary
25,000 MAD
Capped CNSS (8.98% × 6,000)
539 MAD
AMO, family, training levy (12.11%)
3,028 MAD
Real cost
≈ 28,570 MAD

Morocco example, 2026 rates. Two bases, two rates: the real employer charge is 14.3% of gross, not the headline rate. Romy applies the payroll charges of the country you operate in, not a generic percentage.

03 · Docs

Documents ready to send.

Product pitch, business plan, market analysis, competitive analysis, market opportunity, generated from your data, and certified by an SBL expert on Growth.

5 SBL templates, expert note included
PDF export FR/EN
SBL certification (Growth)
What Romy can draft
Document types
5
Business plan sections
9
Format
PDF · FR/EN

Pitch, business plan, market analysis, competitive analysis, market opportunity.

04 · Watch

The market, tied to you.

Competitors, fundraising, local regulation, filtered and prioritized for your situation. No noise, just the signals that matter.

Competitors & fundraising
Local FR/MENA regulation
Prioritized signals
Your watch this week
Competitor
Series A · Morocco
Funding
MENA fund open
Regulation
FX · Office

Sourced and dated. Never a summary without a link.

05 · Growth

The human, when it matters.

An SBL expert reviews your analyses, certifies your documents and supports your raise. AI for speed, humans for decisive moments.

Dedicated Fractional CFO (SBL)
Review & certification
Raise support
Human review, by plan
Solo
not included
Founder
monthly
Growth
ongoing · certification

Three possible decisions: validated, changes requested, certified. The full path is detailed below.

Human review

Who does it, when, and what comes back.

It isn't a checkbox in a comparison table. It's a path wired into the product, whose state you can see at any moment, and where every decision is written down.

Who
A named SBL Group reviewer, assigned to your file.
SBL Group is the strategy and regulatory advisory firm that brings the financial expertise; Byteinnov builds the platform. A reviewer only opens the files assigned to them, the rest stay closed.
When
From the Founder plan: one review a month.
On Growth, the review is ongoing and goes all the way to certification. On Solo it isn't included, and you aren't billed for it. Every submitted file gets a business-hours deadline: once past, it is flagged as overdue to the SBL lead, and you're told too. We track that delay; we don't promise it.
What
A written, dated decision, not a verbal opinion.
Validated, changes requested, with the reason, which is mandatory, or certified. The decision and its comment are retained, and it lands in your activity feed: no one to chase.
A document's path
01You
You submit
One button from your document preview. The document is timestamped and enters the review queue.
02SBL manager
The file is assigned
A manager hands it to a specific reviewer. Only accounts holding a review role can receive it.
03SBL reviewer
They read it all, then decide
The whole document, section by section. Three outcomes: validated, changes requested, or certified.
04You
The decision comes back
Written once and for all. Your document moves on: draft, review, validated, certified.
What the circuit records
Tracked statuses
7
Possible decisions
3
Steps visible on your side
4

Draft, submitted, assigned, in review, changes requested, validated, certified.

What “certified” means
Certifications per document
1
Carried by
the reviewer
Decision history
never rewritten

A double submit doesn't create two certifications: a document carries one, and only one.

What SBL puts in the document
SBL templates
5
SBL note per template
1
Written by
SBL, verbatim

Romy drafts the section bodies; the structure and the “The SBL view” callout are re-injected by code, never generated.

Human review included from the Founder plan · ongoing on Growth

One product. One CFO.

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